In 2023, CEDAC continued to play an important role in the development of affordable housing with non-profit partners across the Commonwealth through early-stage project financing and technical assistance. With a new Governor and Administration in place, along with state and municipal leaders, commitments to addressing a housing shortage were reinforced through historic proposals. CEDAC worked closely with these leaders to help implement innovative solutions and increase production of long-term affordable housing for our residents.
Through our affiliate, Children’s Investment Fund, our work also extended to the expansion and improvement of early education facilities, serving low income families in cities around the state. We hope you enjoy learning more about the projects highlighted here, as they demonstrate CEDAC’s firm commitment to build stronger communities in Massachusetts.
CEDAC provided the Dorchester Bay Economic Development Corporation (DBEDC) with acquisition and predevelopment funding to acquire and develop a formerly underutilized site in Dorchester to construct new affordable supportive housing for low-income seniors – the first of its kind in the Upham Corner neighborhood. The five-story development responds to a need for accessible housing that enables residents to safely age in place by providing 43 units, all equipped with a full kitchen, energy-efficient heat and air conditioning controls, handrails in bathrooms and a 24-hour emergency call as well as resident wellness checks to ensure the safety of the residents. Seniors will also be able to enjoy a multi-purpose room, a bike room, two laundry facilities and a roof terrace, all created to foster a sense of community among residents.
Causeway Development and its community-based joint venture partner, The Neighborhood Developers (TND), developed a vacant and blighted property into much-needed affordable housing in Chelsea. The project serves as a gateway to Chelsea from Revere and provides 38 apartments for families, along with a new, public, pocket park and walking path along the banks of Mill Creek. It is also conveniently situated close to public transit routes, providing residents with easy access to Chelsea’s Commuter Rail Station, the Silver Line into Boston, and the Blue Line into Revere. TND also sought to highlight the project’s unique location – the entrance to Chelsea – by tapping local artist Kyle Browne to oversee the creation of a mural. Browne gathered residents’ input on what Chelsea meant to them through words, images and symbols, to help inform the mural’s design. The final design was completed by artist Anna Dugan, from Salem, MA, and unveiled at the opening of 1005 Broadway in the Spring of 2023.
Berkshire Family YMCA (BFYMCA) is a multi-service YMCA agency that provides licensed early education and out of school time programs across ten sites. Through an EEOST grant of $1M in 2020 and a CIF predevelopment loan, BFYMCA invested in substantial improvements to its child care facilities within the historic Pittsfield YMCA building as part of a $12.9M renovation project. The larger project created an accessible entry into the child care program and upgraded accessibility and life safety systems within the building. Prior to the renovation, the 40-year-old licensed early education program was dispersed across three separate floors, creating challenges with access to restrooms and indoor gross motor spaces. This project enabled the Y to create additional child care classrooms, and enlarge four existing classrooms, expanding capacity and fostering improved coordination across classrooms. The EEOST grant enabled the Y to convert underutilized space into a new indoor play space for infants and toddlers.
In 2019, using CEDAC acquisition financing, Valley Community Development (Valley CDC) acquired property to develop more affordable housing options in Amherst to address the growing local housing shortage. With the help of acquisition and predevelopment financing from CEDAC, Valley CDC created a building comprised of 28 sustainable, studio apartments for low-income individuals, including more than a third set aside for those who have recently experienced homelessness. This new housing was completed in September 2023, with residents moving in October 2023.
The Main South Community Development Corporation (CDC) acquired and developed a former, long-neglected industrial site in the city of Worcester with acquisition and predevelopment financing from CEDAC to create a 48-unit mixed-income housing development, with 10 units specifically reserved for families making up to 30% of the AMI. As one of the largest projects developed by Main South CDC, it features six buildings with two- and three-story energy-efficient townhouses arranged around a large central courtyard. The development officially opened in March 2023, bringing much-needed, affordable housing options to the local Worcester community.
Located in Rockport, the Granite Street Crossing project is a revitalized vacant lot developed by Harborlight Homes with the help of acquisition and financing from CEDAC, with all efforts bolstered by strong support from the local community. The development provides families and seniors in the community with quality affordable housing and includes 23 total units for households earning up to 60% AMI. Conveniently located near public transit and downtown Rockport, it allows residents easy access to get to where they need to go.
Since 1965, the Greater Lawrence Community Action Council (GLCAC)’s Lawrence center has served children between 15 months to 11 years old, the majority English Language Learners, with a high percentage from low-income families and/or with special needs. The aging facility’s classrooms relied upon temporary dividers and insufficient restrooms for the 238 children enrolled. The support of a $1M EEOST grant, CIF predevelopment loan, and investments leveraged through public and private sources allowed GLCAC to construct this center, creating 11 preschool, three toddler, and pre-k classrooms with two indoor gross motor spaces. The commercial kitchen serves GLCAC's entire early education network, including 815 children in center-based and Head Start programs across the region. In her decade of leadership, Executive Director and CEO Evelyn Friedman’s expertise in creating affordable housing proved critical in securing nearly $13 million in tax credit equity, fundraising, and other sources for this project. Following her recent retirement, Evelyn’s legacy continues in this remarkable facility, supporting GLCAC's expansive range of services for families and children.
Through a master planning effort that began in 2020, IBA developed a schematic plan for transforming its bilingual preschool program, which could only serve 47 children despite having a license to serve up to 80. IBA chose to renovate the first-floor spaces at a residential development for the program. The organization received a $250,000 EEOST grant in 2022 as part of the small grants round. The newly expanded Early Education Program now accepts infants and toddlers, and consists of six classrooms, an entrance/reception area, a kitchen, restrooms, a gross motor room, staff offices and other ancillary space. Thanks to the renovations, the Early Education Program can now serve 77 children from 4 months old to 5.5 years old.
Located in Lawrence, a city with a rich industrial history that now serves as an important gateway city and home to vibrant Dominican and Puerto Rican communities, the Island Parkside project was developed by Lawrence CommunityWorks (LCW) with the support of predevelopment funding from CEDAC. Repurposing a distressed former industrial site adjacent to the city center, Phase I of the development was completed in late 2023 and provides 40 units of affordable apartment homes for low-income families in the Lawrence community. The project was created to meet the rapidly increasing demand for quality, affordable housing in the city for both individuals and families.
Located in downtown Salem, The Lighthouses is a mixed-use, two-building, development constructed by North Shore Community Development Coalition (North Shore CDC) that will provide 46 units of affordable housing, along with close to 2,000 square feet of commercial space, for local families and individuals. Both buildings are highly energy efficient, designed to ‘passive house’ standards. The development is conveniently situated close to parks, playgrounds and local businesses along Congress Street. Leveraging a predevelopment loan by CEDAC, North Shore CDC worked closely with state and local public officials, including then-Mayor, and now Lieutenant Governor, Kim Driscoll, to help to lead the project into development. The development has been incorporated into the Punto Urban Art Museum, a program of North Shore CDC, with both buildings incorporating murals by world-renowned artists.
Click above to watch a short video on this project
The Home Modification Loan Program (HMLP) made a $50,000 loan which allowed this family to convert space in their unfinished basement, creating an accessory dwelling unit (ADU) for Taylor. Taylor, Tina Maglio’s daughter, is 26 years old and has multiple disabilities impacting her ability to function independently. In addition to the financial assistance of an HMLP loan, Shawn Dodier, worked alongside the contractor to help assist in ensuring the family created a home that allows Taylor to strengthen her life skills, while still living close to her support network. The family worked with Community Teamwork, Inc. (CTI), the HMLP Provider serving the Northeast region. Learn more about Tina, Taylor and their family’s story in the video above.
Leveraging a predevelopment loan from CEDAC, NeighborWorks Housing Solutions acquired an underutilized commercial site in the town center of Holbrook and developed Maple on Franklin, which provides 72 units of affordable, walkable and energy efficient housing for seniors. The development allows for a communal environment supported by shared spaces such as a library, café area and lounge. With its central location, residents have easy access to the town’s senior center, grocery stores, medical facilities and other services in the downtown area, as well as public transit right outside the front door.
Through a joint venture between the Planning Office for Urban Affairs (POUA) and Caribbean Integration Community Development (CICD), a BIPOC-led CDC, and with a predevelopment loan from CEDAC, a long-vacant site in Mattapan was transformed into 40 units of much-needed mixed-income housing for individuals and families in the community. The development, which includes 12 affordable homeownership units and 28 rental units, is located directly across the street from the Morton Station MBTA Fairmount Line stop and is within walking distance of Mattapan Square and Lower Mills. The new Steven P. Odom Serenity Garden, built in conjunction with the development, offers residents and the community a beautifully designed passive park.
Mission Hill Neighborhood Housing Services leveraged CEDAC predevelopment financing to purchase a vacant and blighted site owned by the MBTA that sits across from the Roxbury Crossing station in the Mission Hill neighborhood of Boston. Completed in Spring 2023, the project provides 46 rental units, all affordable to households with 60% AMI or below, including 12 fully accessible units for persons with disabilities, in a highly transit-oriented location.
In its first development in Everett, The Neighborhood Developers (TND) developed St. Therese, a property for seniors that combines quality affordable housing with easy on-site access to health care and wellness services. Named in honor of the St. Therese Parish that was an important part of the community, the property includes 77 units of affordable housing for seniors aged 62 and older, with 30 units specifically for ELI seniors. The project also features a new health center on the ground floor to serve building residents and senior members of the Everett community. The health center is operated by East Boston Neighborhood Health Center, through its Neighborhood PACE program, and offers seniors comprehensive care and support, including preventive care, specialist visits, prescription drug coverage, and health and wellness programs.
Common Ground Development Corporation (CGDC) developed Tavernier Place in Acton to include 31 affordable one-bedroom apartments for seniors aged 62 or non-elderly disabled individuals. The property offers several features to promote wellness and an enhanced quality of life, including an exercise room, community room and service plan to address the needs of the elderly residents. It was named in honor of long-time Acton resident, Nancy Tavernier, who has spent decades advocating for increased affordable housing opportunities in Acton.
Located in Great Barrington, Windrush Commons was developed by a joint venture between the Community Development Corporation of South Berkshire and Way Finders utilizing a predevelopment loan from CEDAC. With 49 mixed-income units spread over five buildings, the development addresses the growing affordable housing shortage in Western Massachusetts and offers individuals and families access to local transportation, places of employment, stores and services, as well as plenty of outdoor community space.
The innovative Yawkey Housing Resource Center in Quincy, developed by Father Bill’s & MainSpring with the support of a predevelopment loan from CEDAC, provides 100 emergency shelter beds, a day program center, and 30 units of permanent supportive housing for individuals experiencing homelessness. Included in the day program center is a commercial kitchen serving three meals a day, a health clinic, and substantial case management and service space. This multi-use facility serves as a new model for shelter, housing, and services for homeless individuals, all in one location. Here, both shelter guests and residents can access services ranging from medical treatment and mental health counseling to financial coaching and workforce training.
Since 1966, YMCA Cape Cod has operated as a "Y Without Walls," with an anchor YMCA facility in West Barnstable supplemented by a 75-acre camp in Sandwich and 13 additional early education and out-of-school time programs throughout their Cape Cod service area. Today, it serves over 500 children in its licensed care programs, from infant to school-age. To continue to accommodate this many children and ensure all facilities had the necessary upgrades, the YMCA acquired and renovated 5,300 square feet of former office space within the Hyannis Village Marketplace, transforming the vacant space into a new, high-quality, five-classroom early learning center, complete with a new outdoor play area. The facility now houses a 65-slot program for infants, toddlers, and preschoolers, filling a great need for a community formerly lacking affordable care options. The YMCA Cape Cod attended CIF’s Building Stronger Centers training in 2017, which helped the team plan for the renovation, received a CIF predevelopment loan, and then was awarded a $1M EEOST grant in 2019 for this project.