HMLP Contractors
Welcome! This site is specifically designed for construction contractors working with homeowners who have secured financing through the Massachusetts Home Modification Loan Program (HMLP).
The Home Modification Loan Program (HMLP) is a Massachusetts state-funded loan program offering 0% interest loans to homeowners and small landlords for essential home accessibility modifications. Homeowners can apply to HMLP for the following type of projects:
Looking to refer a homeowner to the Home Modification Loan Program, visit www.cedac.org/hmlp
BEFORE & AFTER
Why partner with HMLP?
Contribute to life-changing projects that support dignity and independence for vulnerable Massachusetts residents.
HMLP currently has ample funding, so you will know your homeowner has the funded needed to complete their project.
Collaborate with a well established and trusted state-funded program focused on housing accessibility and creating long-term community impact.
Find a Regional Provider
Homeowner’s work directly with a regional agency throughout the loan process. Find the regional provider agency and contact person serving the area of the state you work.
Sign Up for Our Upcoming Contractor Webinar
Join us for a live session designed to help contractors successfully work with the Home Modification Loan Program (HMLP). Here’s what you’ll learn:
Get to Know HMLP
Discover how the Massachusetts Home Modification Loan Program works, who it serves, and how contractors like you play a key role in helping homeowners make essential accessibility upgrades.
Understand the Program Policies
Our HMLP staff will walk you through the key policies and guidelines so you know what to expect and how to stay compliant during the project.
Master the HMLP Bid Form
We’ll go step-by-step through the bid form so you can confidently and correctly complete your submission for HMLP-funded projects.
Webinar Dates:
January 15th from 10:00-11:30AM: