Housing Programs
CEDAC Housing provides financing and expertise to non-profit, community-based developers looking to build or preserve quality affordable housing in Massachusetts.
Children's Investment Fund
Children’s Investment Fund offers non-profit, community-based child care providers the financial resources and technical assistance they need to create high quality learning environments.

For 40 years, CEDAC has helped to strengthen communities across the Commonwealth of Massachusetts by providing non-profit community development organizations with the financial resources they need to build quality affordable housing and child care facilities. Additionally, our staff of professionals help affordable housing developers, child care providers, and workforce development professionals with the technical assistance they need to turn an idea into reality. Our early stage capital and predevelopment loans has led to the production of thousands of affordable housing units from Boston to the Berkshires, and to quality child care centers in urban, suburban, and rural communities.

Welcome to our Website – if you are a non-profit community development organization seeking to produce or preserve affordable housing or a community-based non-profit childcare provider looking to upgrade or renovate your learning space, we may be able to help you. And if you have any questions regarding our loan products or our public policy work, please do not hesitate to contact us.

Roger Herzog
CEDAC Executive Director
Janelle Chan
CEDAC Board Chair
“We are proud to open the doors of our latest supportive housing development. Paige Apartments is desperately needed housing for young people on the path to successful adult lives.”
Debbie NutterPresident and CEO, The Caleb Group
  • New Survey Tool Offers Insight Into Tenant Outcomes in Permanent Supportive Housing Projects

    At INSITES this week, we present the final report from our first-ever project survey using the CEDAC Supportive Housing Data Collection (SHDC) Survey Tool. Last year, CEDAC designed and administered this survey, which offers insight into the impact permanent supportive housing has on housing stability, employment and income, and access to community health and social services. Read INSITES

  • Winter 2018/2019 Newsletter

    Happy New Year! We’re hopeful that 2019 will be as productive a year in community development as 2018 was. So as we head into this new year, we thought we’d take a few minutes to celebrate the achievements of the last quarter of 2018. Read the Winter 2018/2019 Newsletter

  • CEDAC seeks a Supportive Housing Project Manager

    CEDAC seeks a Supportive Housing Project Manager to join our housing team. Project Managers are responsible for reviewing, evaluating, and underwriting requests for loans from CEDAC’s borrowers; and providing technical advice and guidance to borrowers through the real estate development and financing process. Apply

see all announcements

EduCare Springfield prepares to open state-of-the-art early childhood center
MassLive / Feb 12, 2019
The biggest development in education in Western Massachusetts this year is aimed at the tiniest learners - children from birth to 5 years old. Educare Springfield - a $14 million, nationally recognized early childhood...