Housing Programs
CEDAC Housing provides financing and expertise to non-profit, community-based developers looking to build or preserve quality affordable housing in Massachusetts.
Children's Investment Fund
Children’s Investment Fund offers non-profit, community-based child care providers the financial resources and technical assistance they need to create high quality learning environments.
Commonwealth Workforce Coalition
Commonwealth Workforce Coalition works with community-based workforce development professionals to ensure they have the tools to help job seekers in their communities.

For more than 35 years, CEDAC has helped to strengthen communities across the Commonwealth of Massachusetts by providing non-profit community development organizations with the financial resources they need to build quality affordable housing and child care facilities. Additionally, our staff of professionals help affordable housing developers, child care providers, and workforce development professionals with the technical assistance they need to turn an idea into reality. Our early stage capital and predevelopment loans has led to the production of thousands of affordable housing units from Boston to the Berkshires, and to quality child care centers in urban, suburban, and rural communities.

Welcome to our Website – if you are a non-profit community development organization seeking to produce or preserve affordable housing or a community-based non-profit childcare provider looking to upgrade or renovate your learning space, we may be able to help you. And if you have any questions regarding our loan products or our public policy work, please do not hesitate to contact us.

Roger Herzog
CEDAC Executive Director
Chrystal Kornegay
CEDAC Board Chair
CEDAC's initial investment in the effort enabled us to move this project [Stevens Memorial Senior Housing] forward. Their assistance was essential in allowing us to partner with Ludlow to create senior housing in an absolutely ideal location.
Peter GagliardiPresident and CEO of HAP, Inc.
  • Video: Building for Children Strengthens Communities

    CEDAC and Children's Investment Fund produced the following video to show the importance of child care in community development. [embed][/embed]

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Public-Private Partnerships Form To Create Supportive Housing For Homeless Vets
Banker & Tradesman / Feb 12, 2017
Several new developments providing supportive housing to homeless veterans in Massachusetts have recently opened their doors. The commonwealth remains a leader in providing resources to the men and women who have served ...