Accessory Dwelling Units Can Address Accessibility Needs for Families

Accessory Dwelling Units (ADUs) are an increasingly popular way for homeowners and communities to respond to the affordable housing crisis by increasing the supply of housing.  ADUs can also be used to address the accessibility needs for families. They provide an option for multiple generations of a family to live in closer proximity to one another while maintaining their private space. Recent news stories in the Boston Globe have highlighted the benefits of ADUs:

“For years, in-law apartments have been discouraged in Greater Boston. The housing shortage is changing that.”

“How to make rent affordable in Boston”

We want to be sure that people know about the Home Modification Loan Program (HMLP), a state-funded program that can fund similar additions and adaptations to help family members with physical and cognitive limitations live more independently at home.

HMLP offers zero percent interest loans, up to $50,000, to assist homeowners with projects such as accessory dwelling units, ramps and lifts, kitchen and bathroom modifications, sensory spaces, and fencing. HMLP is a program of the Massachusetts Rehabilitation Commission in collaboration with the Community Economic Development Assistance Corporation (CEDAC). To date, HMLP has helped over 3,000 Massachusetts families stay in their homes and communities, including the Darosa/Silva family.

Valeria, who has lived in Fitchburg with her parents Gladys Darosa and Daniel Silva since she was 3, has Cerebral Palsy and uses a wheelchair for mobility. However, their family house wasn’t accessible- which made everything from entering the home to using the kitchen cabinets to showering either challenging or impossible without her parents’ help. The Darosa/Silva family worked closely with RCAP Solutions Financial Services, a HMLP provider agency, to convert an unused former garage into a studio apartment with an accessible bathroom and entrance. The $50,000 loan covered the full cost of modifications, and the entire construction process was done in six months. This modification has allowed Valeria to become more independent while still having her parents nearby when she needs support. Gladys explained, “This was the best decision we made.”

To learn more, visit cedac.org/hmlp or call 1-866-500-5599.

Featured images: Valeria and Gladys in the studio apartment in the Darosa/Silva family’s Fitchburg home.

Building Quality: Transforming Early Learning Environments in Massachusetts

Children’s Investment Fund (CIF) is thrilled to announce the release of its report, Building Quality: Transforming Early Learning Environments in Massachusetts. The report reflects on CIF’s 30 years of work and celebrates the Early Education and Out of School Time (EEOST) Capital Fund, which the report re-brands as the Building Quality Capital Fund. The Capital Fund was created in 2013 through the state’s Housing Bond Bill and is co-managed by the Department of Early Education and Care and CIF. Since its inception, the Building Quality Capital Fund has invested a total of $39.2M in dozens of child care facilities across Massachusetts, including $7.5M in grants announced this summer to address emergency, COVID-related needs.

The nation’s child care system has lacked adequate funding for decades. The sector’s infrastructure has suffered, as evidenced by our 2011 report, which found that many centers struggle with challenges like poor indoor air quality and a lack of sinks in classrooms for handwashing. The Building Quality Capital Fund was created to address these challenges and has improved learning environments for over 9,000 children, more than 80 percent of whom live in low-income households.

The report profiles several child care providers that have transformed their facilities through this unique source of capital funding. It also includes highlights from a multi-year research study conducted by James Bell Associates, Wellesley Centers for Women, and D.W. Arthur Associates Architecture studying the first 16 centers funded, before and after their facility improvement projects. We’d like to give a special thanks to the providers who welcomed us into their centers for photographs, observations, surveys, and interviews.

Looking ahead, we hope the report will raise awareness of the importance of high-quality facilities.  Building Quality is how we envision the future — a world in which substantial investment in child care infrastructure helps transform learning opportunities for children and their families.

View the Building Quality: Transforming Early Learning Environments in Massachusetts report here.

The Overlooked Infrastructure Crisis

President Biden’s American Jobs Plan is controversial in some quarters because it directs public capital into “non-traditional” forms of infrastructure. People commonly associate infrastructure with vast public works construction projects like highways and water treatment facilities that benefit society broadly; not just the truckers who use the roads or swimmers who enjoy unpolluted beaches.

The spending plan’s critics, however, dismiss as “social infrastructure” physical facilities, like parks, health care centers, and public libraries. These places connect neighborhood people to each other, and to the material and social supports they need to thrive. Investments like these are necessary to rebuild crumbling communities. They promote interpersonal trust, reciprocity, and cooperation: the natural fibers that bind the fabric of a community.

The most important, and perhaps the most ignored, part of the social infrastructure is child care. The cliché about finding centers in church basements is not far from the truth.

For the past 30 years, CEDAC’s affiliate, the Children’s Investment Fund (CIF), has focused on this critical category of social infrastructure: child care facilities. Indeed, CIF was the nation’s first Community Development Financial Institution (CDFI)-type organization to focus on this niche. At the time of CIF’s founding in 1991, I was CEDAC’s executive director. Concerned that child care might blur CEDAC’s strategic focus on affordable housing, I initially hesitated before eventually partnering with the United Way of Massachusetts Bay and Merrimack Valley and its funding partners to launch CIF.

A 2014 Urban Institute  assessment of the first 50 years of community-based development makes CEDAC’s decision to embrace child care facilities look prescient. There is an “enormous opportunity,” UI’s report concludes, “for strategic innovation at the intersection of place-conscious and child-focused antipoverty work.” Today I would describe CIF’s child care facilities work as occupying the nexus of place-based, family-focused, and child-centered community development.

CIF provides financing, technical assistance and training to non-profit child care programs developing or improving their physical facilities. Child care facilities can anchor a neighborhood. Having high-quality and accessible child care centers builds community, enables parents to work, reduces economic hardships, strengthens families, and prepares young children for school and success in life.

Serving as breadwinner, for instance, is intrinsic to parenting. Holding a job enables parents to satisfy their children’s most basic material needs. That makes child care an economic necessity. But it also means children spend half their waking hours in child care during the most developmentally significant period of their lives. To take advantage of rapid brain development during the first five years of life, children need to spend time in enriching environments with skilled teachers and staff.

There are less obvious reasons to focus on child care facilities as well. When Harvard sociologist Mario Luis Small delved into child care centers in New York City, for example, he discovered that they “are unique in their ability…to broker both social and organizational ties.” Because these centers are non–competitive organizational settings where parents have frequent and routine interpersonal contacts, Professor Small observed that they can engender intense personal connections; the type of relationships we recognize as social capital. At child care centers, stressed working parents routinely get to know and rely on each other for help and support.

Beyond these interpersonal sources of social capital, Small found parents fare better at centers that intentionally engage parents. Recognizing the decisive role parents play in their child’s development, these centers adopt practices and routines that support a close partnership between the center’s staff and parents.

These policies and practices enable parents to tap into the organizational networks and institutional relationships that centers cultivate to support their families with career development, housing, food security, and health services, to name just a few. These organizational connections prove to be a rich source of another type of social capital – information, resources, and services – that help families cope with the day-to-day challenges of economic instability and the irregular work schedules associated with low-wage employment. “Better connected people,” Small explains, “enjoy better health, faster access to information, stronger social support, and greater ease in dealing with crises or everyday problems.”

The economics of child care, however, are brutal. Programs struggle to pay caregivers a living wage, so centers occupy low-cost buildings designed for a different use and minimize renovations. The same sort of creative, complex and subsidized financing required to build affordable housing is also necessary to construct well-located child care facilities that provide a good work environment for staff, developmentally stimulating space for children, and welcoming settings for parents.

If the federal infrastructure legislation can deliver a deep capital subsidy for child care centers – something equivalent to what the Low-Income Housing Tax Credit achieves in the housing arena – it would be an important win both for early childhood education and community development. Most importantly, it would deliver on the place-based, family-focused, and child-centered vision of community building identified by the Urban Institute’s researchers.

Top photo: exterior of YWCA of Southeastern Massachusetts in New Bedford. Bottom photo: children playing in one of the YWCA’s classrooms.

CEDAC Commits Over $11.5 Million in Early Stage Financing in Second Quarter of 2021

Today, CEDAC announced that we approved over $11.5 million in early stage project financing to 16 non-profit community development organizations across Massachusetts in the second quarter of 2021. This lending supports affordable housing developments in cities and towns across the Commonwealth from Boston and Worcester to Northampton.

This strong lending performance in the second quarter supports a variety of affordable housing projects that are tailored to the needs of the community. We are proud to assist our non-profit development partners as they create affordable and supportive housing for families, seniors, and veterans. These projects will help ensure that some of our most vulnerable populations have a safe, affordable place to call home.

Baker-Polito Administration Awards $7.5 Million to Fund Health and Safety Improvements to 36 Early Education Organizations Across the State

The Baker-Polito Administration, along with CEDAC’s affiliate Children’s Investment Fund (CIF), has announced $7.5 million in Early Education and Out of School Time Capital Fund (EEOST) capital improvement grants. Lt. Governor Polito joined Massachusetts Department of Early Education and Care (EEC) Commissioner Samantha Aigner-Treworgy at East Boston Social Centers to announce the thirty-six organizations that received grant awards to fund expenses for capital improvements related to the COVID-19 public health emergency. EEC, CIF, and CEDAC manage the EEOST Capital Fund. The program traditionally provides grants of up to $1 million to non-profit childcare centers seeking to renovate or develop new high-quality learning spaces for children living in low-income communities. The FY21 EEOST funding round was modified to award grants between $100,000 and $250,000 to provide early childhood education and out-of-school time programs with the resources they need to make improvements and emergency repairs that address health and safety issues.

The event was recorded and can be accessed here.

Childcare providers face tremendous strain because of the COVID pandemic, and many families rely on these essential services to return to work. This critical funding will benefit providers across the state while strengthening the Commonwealth’s childcare infrastructure. All 36 grantees – listed in the state’s press release – address key COVID-19-related facility challenges, emergency repairs, and/or accessibility upgrades. A few project examples include:

Boys and Girls Club of Stoneham and Wakefield (Stoneham) – $225,000
The Boys & Girls Clubs of Stoneham & Wakefield has operated an out-of-school time program in their building for nearly 50 years and is licensed for up to 91 children. This project will convert storage space into two accessible restrooms and install a new Heating, Ventilation and Air Conditioning system. It will also upgrade all bathrooms to have touchless controls.

The Club provides educational afterschool and summer programming to over 3,000 members across two locations each year. The organization works with youth aged 5 to 18 from various economic, social, and family circumstances.

Kwong Kow Chinese School (Boston) – $146,000
Kwong Kow operates an out-of-school time program for up to 117 children. The school will renovate all six of its restrooms with new child-height countertops, stall partitions, and touchless features. They will also refurbish walls throughout the center, install a security system, and purchase air purifiers.

Kwong Kow Chinese School provides a full-day program and out-of-school time program that share the history and culture of the Chinese language and heritage. The organization has served the Greater Boston area since 1916.

PACE Head Start (New Bedford) – $250,000
PACE Head Start serves infants, toddlers, and preschoolers and is licensed for up to 184 children. PACE will renovate worn and outdated bathrooms that accommodate children instead of adults. They will also replace 40-year-old inoperable windows with more efficient windows that can be opened to allow fresh air to circulate throughout the center.

PACE Head Start is a program of P.A.C.E. Inc. (People Acting In Community Endeavors), a non-profit, community action agency serving the Greater New Bedford area.

Child Care of the Berkshires (North Adams) – $207,000
Child Care of the Berkshires has operated out of a former school building in North Adams for the past 40 years serving 81 early childhood education and out-of-school time children. The organization will repair an HVAC air handler unit, replace 25 windows, and complete security system improvements. It will also receive funding to install a new classroom sink, repair outdoor sidewalks, and replace four doors required for fire safety code and security.

The FY21 EEOST Capital Fund underscores the enormous effort undertaken by childcare providers to create safe environments for children over the past year. We look forward to working with these 36 providers as they move their projects forward.

Baker-Polito Administration Announces $139 Million in Funding to Produce and Preserve 1,346 Units of Affordable Housing

CEDAC staff were pleased to join Governor Baker in Lawrence on July 15th for his announcement of $139 million in new funding awards for affordable housing projects across the Commonwealth. The Governor was joined by Lt. Governor Polito, Executive Office of Housing and Economic Development (EOHED) Secretary Mike Kennealy, and Department of Housing and Community Development (DHCD) Undersecretary Jennifer Maddox (and CEDAC Board Chair), along with other state and local officials, to highlight the 28 projects that will receive funding from the state’s latest rental round. Through DHCD, the Baker-Polito Administration awarded $93.3 million in direct subsidy funding and $45.8 million in federal and state housing tax credits. The awarded projects will result in 1,346 new units of affordable housing for low- and extremely low-income (ELI) households.

Rafael Mares, Executive Director of The Neighborhood Developers (TND), offered remarks on behalf of the various project sponsors that received awards. He explained that during the public health crisis, very few residents living in TND-owned housing had confirmed COVID cases, despite living in communities that experienced disproportionately high rates of infection. “Never has the connection between housing and health been as apparent and as immediate as during the pandemic,” Rafael noted. Learn more about TND’s tremendous efforts to provide residents with essential support to keep them safely housed throughout the pandemic here.

Governor Baker said in a press release, “As Massachusetts continues to recover from the COVID-19 pandemic, it is important that we continue to prioritize new affordable housing development to help our most vulnerable families,” said Governor Baker in a press release“Stable housing is the foundation of healthy, prosperous communities, which is why our administration has proposed an immediate infusion of nearly $1 billion in federal recovery funds to rapidly increase capacity for production in every part of the state.”

“Here in Massachusetts, we have seen the negative impacts of our housing crisis affect nearly every region. Through our new Housing Choice reforms, new programs, and increased capital investments, the Baker-Polito Administration is helping move great projects forward, more quickly,” said Housing and Economic Development Secretary Kennealy. “Solving our housing crisis helps all of our households, enabling our working families to put down roots in communities, stabilize vulnerable families, and provide opportunities for cities and town to grow. We are excited to deploy federal recovery funding to supercharge the pipeline of affordable housing in Massachusetts.”

“Today’s awards will bring new, affordable housing that meets the diverse needs of our Commonwealth, including new senior housing in Randolph, new permanent supportive housing for unaccompanied adults in Quincy, preservation of currently affordable housing in Holyoke, and new family housing in West Roxbury,” said Housing and Community Development Undersecretary Maddox. “These projects will provide thousands of households with access to safe, quality, affordable housing in every region. Affordable housing development and preservation is an integral part of our strategy to address our housing crisis, and we are fortunate to have a rich ecosystem of stakeholders and developers committed to the future of Massachusetts and our families.”

CEDAC works closely with DHCD to administer three supportive housing bond programs: the Housing Innovations Fund (HIF), the Facilities Consolidation Fund (FCF), and the Community Based Housing (CBH) program.

In its role as a predevelopment lender, CEDAC has committed a total of $13,711,548 in early stage financing to nine of 28 awarded projects, including:

  • 555 Merrimack, Lowell – Coalition for a Better Acre (CBA) plans to redevelop the former Lowell House Addiction Treatment and Recovery (LHATR) site and develop 27 new affordable units and 1,600 square feet of commercial space. Eight of these units will be restricted to extremely low-income (ELI) households. There will be a preference for individuals continuing their recovery from substance use disorders, and LHATR will provide supportive services. CEDAC provided $15,000 in predevelopment and $756,000 in acquisition financing to CBA.
  • Amherst Supportive Studio Housing, Amherst – Valley Community Development Corporation (Valley CDC) will develop 28 new enhanced single-room occupancy (SRO) units, including twelve units reserved for ELI individuals. The property will have an on-site Resident Services Coordinator available to all residents and is one of the eight new construction projects that will be built to achieve Passive House energy efficiency certification. CEDAC provided $295,100 in predevelopment and $407,500 in acquisition financing to Valley CDC, along with funds through a Kuehn Planning Grant (KPG). CEDAC manages this grant program, which helps non-profit organizations in Massachusetts explore feasibility at the earliest stages of project development.
  • Broad Street Housing, Quincy – Father Bill’s & MainSpring (FBMS) will develop a new multi-use facility in Quincy that will be developed in two phases. The first phase, which received funding in DHCD’s 2020 Supportive Housing round, will consist of 100 emergency shelter beds and a day program center intended to address many of the shelter guests’ needs. The second phase, which received funding from today’s announcement, will create 30 studio units of permanent supportive housing for formerly homeless individuals. Moving this shelter facility to a nearby location will allow the city of Quincy to build a new police headquarters on the former site. CEDAC provided $200,000 in predevelopment funding to this project.
  • GBW Senior Apartments (Glen Brook Way Phase 2), Medway – Metro West Collaborative Development is developing Glen Brook Way in two phases. The first phase, which is under construction, will create 48 family rental units, and the second phase will create 44 units of permanent supportive housing for seniors. GBW Senior Apartments includes a robust service plan and places a strong emphasis on serving the most vulnerable seniors, with 8 units reserved for ELI households and three units designated for households at risk of institutionalization or homelessness due to physical disability. CEDAC provided $657,800 in predevelopment and $720,000 in acquisition financing to Metro West Collaborative Development, Inc., and the project also received a KPG.
  • Granite Street Crossing, Rockport – Harborlight Community Partners has purchased a 1.3-acre site in Rockport, where they will develop 23 new units of affordable rental housing, including 8 ELI units. The project will consist of 17 permanent supportive housing units for seniors in one building and six affordable family units in two adjacent townhouse buildings. CEDAC has provided the project with $331,148 in predevelopment and $564,000 in acquisition financing, including a $188,000 participation with LISC’s Transit Oriented Development (TOD) fund.
  • Hillcrest Acres, Attleboro – In 2019, Hillcrest Acres, an existing 100-unit property in Attleboro, faced expiring affordability restrictions. Retirement Housing Foundation and The Schochet Companies utilized a $8.4 million preservation acquisition loan from CEDAC to purchase the property. As a result, all 100 apartments now have long-term affordability restrictions, and existing tenants no longer face the threat of displacement and are able to remain in their homes and community. CEDAC participated with Eastern Bank to provide the acquisition financing, and CEDAC’s capital funding sources included program-related investments (PRIs) from both Bank of America and the John D. and Catherine T. MacArthur Foundation.
  • Merrimack Place, Haverhill – Bethany Community Services will construct 62 affordable, age-restricted units, with eight units designated for extremely low-income households, and provide a robust array of supportive services on site. Merrimack Place will be connected to the existing Merrivista project — a 150-unit affordable senior housing development — through a sky bridge, so that all residents have access to a library, hair salon, dining room, and additional support services. The project will feature a 5,000 square foot health and wellness center operated by Bethany. CEDAC has provided $650,000 in predevelopment financing as well as a KPG to Bethany Community Services.
  • Rosewood Way Townhomes, Agawam – Way Finders, Inc. acquired a 12.5-acre site in 2016, which has been subdivided into four lots. The organization will use 8.85 acres of the site to create 62 rental units in 10 townhouse style buildings and will retain the other lots for future development opportunities. Three units will be fully accessible, six units will be designated for formerly homeless households, and 20 units will be designated for ELI households. The project will also include 10 workforce units and five market-rate units. CEDAC has committed $800,000 in predevelopment financing to this project.
  • Voces de Esperanza, Holyoke –Valley Opportunity Council (VOC) will preserve an existing 36-unit project and create one new affordable housing unit. The two occupied buildings are owned and managed by VOC. The development will include two fully accessible units and ten units designated for ELI households. CEDAC has provided $15,000 in predevelopment financing for this project.

The 28 awarded projects will support the state’s economic growth while providing families with financial stability. We are grateful that the Baker-Polito Administration has continued to demonstrate a deep commitment to increasing the production of housing that is affordable to households with a wide range of incomes despite the pandemic. Since 2015, the administration has invested more than $1.4 billion in the affordable housing ecosystem, resulting in the production and preservation of more than 19,000 affordable units. We look forward to continuing to work with our statewide partners to help ensure that each resident has a safe, affordable place to call home.

POUA and CICD’s 872 Morton Street Village Project Demonstrates How Affordable Housing Development Can Advance Racial Equity

Today, we announce that CEDAC recently committed $625,000 in predevelopment financing to 872 Morton Street Village in Boston’s Mattapan neighborhood. Planning Office for Urban Affairs, Inc. (POUA) and the Caribbean Integration Community Development (CICD) will create 40 units of mixed-income family housing, with 31 rental units and nine affordable homeownership units. This transit-oriented development will include 30 parking spaces, 1,000 square feet of shared community space, and an 8,000 square-foot serenity garden in memory of Steven P. Odom, a 13-year-old gun violence victim from Dorchester.

872 Morton Street Village represents a unique partnership between a high-capacity housing developer – in this case, POUA – and CICD, a new, emerging BIPOC-led community development corporation (CDC) that serves underrepresented communities. This joint venture supports equitable community development by providing CICD with the financial and technical expertise necessary to increase organizational capacity and advance their project in Mattapan, a diverse Boston neighborhood with a significant population of Haitians, Caribbean immigrants, and African Americans. The project, which will provide residents with wealth building and financial self-sufficiency opportunities, is an example of how affordable housing development can advance racial equity.

“The Planning Office for Urban Affairs (‘POUA’) is a non-profit housing developer affiliated with the Archdiocese of Boston, and our mission is to serve as a catalyst for social justice through our work in housing development and neighborhood revitalization.  Since 1969, POUA has developed over 3,000 units of affordable and mixed-income housing, and we are currently working with Caribbean Integration Community Development (‘CICD’) on three developments in Mattapan, one of which is Morton Station Village,” explained POUA’s president Bill Grogan.

“Morton Station Village is a 40-unit transit-oriented development that will create opportunities for wealth and equity building through a combination of rental and homeownership housing and will be constructed adjacent to a new public park—the Steven P. Odom Serenity Garden. POUA has worked with CICD and the community to maximize the number of affordable homeownership units in recognition of the long-standing goal to provide opportunities for families to build wealth and equity through real estate,” said Grogan. “In addition to the affordable homeownership units, Morton Station Village will provide much needed rental housing that is affordable to a diverse range of households, with incomes from 30% AMI to 100% AMI. By re-activating a long-vacant site, Morton Station Village will serve an important community need by providing a range of new, affordable, and mixed-income rental and homeownership opportunities, community space and publicly accessible open space.”

“CICD is extremely grateful to CEDAC for the financing of 872 Morton Street Village, said CICD’s president Donald Alexis. “We are so excited that this development will advance our critical work in homeownership for Mattapan. Homeownership, which has been out of reach for so many in Mattapan, is a building block of economic stability. This development will not only put roofs over the heads of those who struggle with homelessness or near-homelessness every day; it will put individuals and families on a path to fiscal health and independence.”

Massachusetts Preserved Over 3,400 Affordable Housing Units Last Year Despite the Challenges of the Pandemic

Massachusetts Preserved Over 3,400 Affordable Housing Units Last Year Despite the Challenges of the Pandemic

CEDAC announced today that Massachusetts preserved the long-term affordability of more than 3,400 existing units of rental housing during 2020. Our data show that 22 project developments with a total of 3,443 affordable apartments across the state were preserved using various types of state financing in 2020. The projects span the state and consist of large- and small-scale developments in communities across the Commonwealth, including Boston, Haverhill, Attleboro, Randolph, and Westfield.  You can read more at our press release.

Dorchester Bay Economic Development Corporation’s Dudley Terrace project is one example of the Commonwealth’s success in preserving affordable housing. This four-building, scattered-site development in Dorchester’s Savin Hill and Upham’s Corner neighborhoods last received a moderate rehabilitation in 1999. Dorchester Bay will renovate the property’s 56 units to address building envelope concerns, energy retrofits, and life-safety improvements. All units will be designated for households below 60% of Area Median Income (AMI). CEDAC supported the project with technical assistance and committed $700,000 in predevelopment financing.  In addition, CEDAC managed the award by DHCD of  $406,500 in state Facilities Consolidation Funds for three units serving clients of the Department of Mental Health.

Pictured above: one of the four Dudley Terrace buildings (photo credit: Dorchester Bay)

Along with Dudley Terrace, the following affordable housing developments were preserved in 2020:

Project Name City/Town # of Affordable Units Preserved
Gardner Terrace I and II Attleboro 144
Hebronville Mill Attleboro 83
Cabot Housing Beverly 45
Blue Mountain Boston 217
Castle Square Boston 450
Dudley Terrace Boston 56
Granite Lena Boston 143
New Port Antonio Boston 227
Newcastle Saranac Boston 97
Schoolhouse Brookledge Cummins Boston 90
Borden Street Housing Fall River 260
Cordovan at Haverhill Station Haverhill 146
Sirk and Chestnut Lowell 88
Merrimack Valley Apartments Methuen 60
Bedford Towers New Bedford 157
Melville Towers New Bedford 326
Casselman House Newton 42
Town Brook House Quincy 150
Simon C Fireman Randolph 159
Broadway Tower Revere 59
Mountain View Terrace Stoneham 194
Powdermill Village Westfield 250
Total # of Affordable Units Preserved
3443

 

Many housing preservation projects undertaken during the pandemic required a relocation plan so that existing tenants could remain safely housed during construction. Last year, CEDAC interviewed Housing Opportunities Unlimited (HOU) to learn about the challenges that affordable housing owners and property managers face while conducting a relocation during the public health crisis and the ways that their organization has worked to keep residents, staff, and contractors safe during the process.

The pandemic has underscored the need for everyone to have a place to call home, and we are pleased to report that housing preservation activity in Massachusetts remained strong last year despite the public health crisis. To learn more about CEDAC’s housing preservation work in collaboration with our statewide partners, click here.

Perseverance and Resilience in a Time of Crisis: Announcing CEDAC’s 2020 Annual Report

CEDAC is excited to share our FY20 Annual Report, which highlights how we’ve helped our non-profit community partners continue to develop affordable housing and child care facilities across the Commonwealth. Despite the many hardships caused by the pandemic, the community development sector has demonstrated remarkable resiliency and perseverance in moving forward and supporting the individuals and families they serve.

We are pleased to feature interviews with several of our key partners as well as a video message from CEDAC’s Executive Director, Roger Herzog, and CEDAC Chairperson, Jennifer Maddox, Undersecretary of the Department of Housing and Community Development (DHCD).

2020 highlighted the prevalence and ugliness of racial injustice in the United States. In response, CEDAC designated Racial Equity as an organizational priority, and we are determined through our work to continue to pursue justice and equity across our communities.

Thank you for your support during this year of unprecedented challenges and triumphs.

Father Bill’s & MainSpring Hosts Supportive Housing Funding Announcement

After more than a year of virtual events, Sara Barcan and I were thrilled to join Governor Baker at Father Bill’s Place in Quincy for his March 31st announcement of the 8th annual Supportive Housing for Vulnerable Populations round. Also present at the event were Lieutenant Governor Karyn Polito, Speaker of the House Ronald Mariano, and other elected officials, as well as Housing and Economic Development Secretary Mike Kennealy and our colleagues at the Department of Housing and Community Development (DHCD). Our hosts from Father Bill’s & MainSpring, John Yazwinski and his team, had ample reason to celebrate both the funding award and a year of hard work to protect the health and safety of their vulnerable shelter guests during the COVID-19 pandemic.

This 8th annual Supportive Housing round will produce and preserve 112 units of supportive housing, along with 100 shelter beds, in seven projects. DHCD has awarded $10.7 million from the Commonwealth’s Housing Innovations Fund (HIF) and the Housing Stabilization Fund (HSF) programs, along with 57 state project-based housing vouchers. DHCD also awarded $2.6 million in federal funds from the National Housing Trust Fund (HTF).

In our capacity as the administrator of the HIF program, CEDAC works closely with DHCD on the Supportive Housing rounds, as well as DHCD’s other rental housing rounds. CEDAC also provided more than $1.1 million in early stage financing to four of the seven projects: $732,100 in predevelopment funding and $407,500 in acquisition financing.

“In 2018, our administration signed the largest affordable housing legislation in Massachusetts history, and we have worked hard to invest in the production and preservation of thousands of affordable units in every region of the Commonwealth,” said Governor Charlie Baker in a press release. “Thanks to our partners in the Legislature and local leaders, we are ensuring that supportive housing remains a key component of our broader strategy to increase production.”

CEDAC congratulates all of the organizations that received funding awards in this round, and we look forward to working with their teams to move the loans to initial closing, the construction phase, and completion and occupancy. The four awarded projects that have also received CEDAC early stage financing include:

  • Amherst Supportive Studio, Amherst – Valley Community Development Corporation (Valley CDC) will develop 28 new enhanced single-room occupancy (SRO) units. The CDC will reserve twelve units for extremely low-income individuals (those making less than 30 percent of the area median income, or AMI). The property will have an on-site Resident Services Coordinator available to all residents and will be built to achieve Passive House energy efficiency certification. CEDAC provided $295,100 in predevelopment and $407,500 in acquisition financing to Valley CDC, and the project has also received funds through a Kuehn Planning Grant. CEDAC manages this grant program, which helps non-profit organizations in Massachusetts explore the feasibility at the earliest stages of project development
  • 37 Wales Street, Boston – Heading Home, Inc. will create 23 new units of permanent supportive housing in the Dorchester neighborhood of Boston for formerly homeless families. All 23 units will be reserved for extremely low-income households. CEDAC provided $100,000 in predevelopment funding for this project.
  • Father Bill’s Housing Resource Center, Quincy – Father Bill’s & MainSpring (FBMS) will develop a new multi-use facility in Quincy that will consist of 100 emergency shelter beds and a day program center intended to address many of the shelter guests’ needs. The day program center will include a commercial kitchen serving three meals a day, a health clinic, substantial case management office and service space, and a large-scale function room for dining and other activities. FBMS will offer on-site supportive services. Moving this shelter facility to a nearby location will allow the city of Quincy to build a new police headquarters on the former site. CEDAC provided $200,000 in predevelopment funding to this project.
  • New Point Acquisitions, Salem North Shore Community Development Coalition (NSCDC) will convert 18 existing unrestricted market units into affordable units for formerly homeless families. CEDAC committed $137,000 in predevelopment funding for this project.

The other three funded projects include:

  • 6 Quint Ave, Boston Allston-Brighton CDC will create fourteen units of permanent supportive housing for people in recovery, with one manager’s unit.
  • Ashford Street, Boston Allston-Brighton CDC will rehabilitate and preserve an existing 12-unit project for extremely low-income households.
  • A Place to Live – 30 Winfield Street, Worcester South Middlesex Opportunity Council (SMOC) will construct 17 new studio apartments for at-risk homeless individuals and one manager’s unit.

These awards demonstrate the continued dedication of the Commonwealth to provide homes for our most at-risk residents.  In addition to this funding round dedicated to supportive housing, DHCD awards funding to supportive housing during multiple rental rounds each year.  In FY2020, DHCD awarded capital funding and other resources to produce or preserve 476 supportive housing units across Massachusetts.  Since 2013, when the Commonwealth began to report annually the number of supportive housing units funded, Massachusetts has produced or preserved more than 4,200 units.