Plymouth’s John and Pam Myette have strived to keep their family together for their son Billy, who has nonverbal autism. However, as Billy got older, the couple’s concerns for their own aging and their son’s future grew. The passing of the Healey-Driscoll Administration’s 2024 landmark Affordable Homes Act and a new zoning policy allowing property owners by right to develop an Accessory Dwelling Unit (ADU), a small residential space located in the same area as a private residence, created a new housing option that the parents of two could utilize through the Home Modification Loan Program (HMLP).
The Myettes’ older son and a parent of one of Billy’s classmates informed them about ADUs and the HMLP respectively. To help with the funding for the project, they sought assistance from the state-funded HMLP and worked with NeighborWorks Housing Solutions, the regional HMLP provider for Southeastern Massachusetts communities.
Neighborworks’ experienced staff guided the family through the HMLP loan application process. Once the loan was approved and the building permit issued by the city, construction began. The result was a 900 sq ft. ADU that granted Billy the space needed to exercise his independence and gave his parents peace of mind. The HMLP also reduced their financial burden for the project, since eligible households can obtain up to a $50,000 loan at 0% interest, with loan repayment deferred until the property is sold or the title is transferred. Furthermore, Billy’s brother, who suggested creating an ADU in the first place, plans to move into the main house in the future so he can be close and provide support to Billy over his lifetime.
The Myette family’s story is another example of how truly beneficial the HMLP program is to households across the Commonwealth. Eligible families with elderly or disabled loved ones now have more options when it comes to providing housing and independence without a hefty financial burden. With this program, families can embrace the future instead of fearing it.
To watch the video of the Myettes’ journey, click here. To learn more about the HMLP program, click here.
