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The Home Modification Loan Program and ADUs

An accessory dwelling unit (ADU) project in Sandwich, Massachusetts that was completed through the Home Modification Loan Program (HMLP). Photo Credit: Andy Levine   The Home Modification Loan Program (HMLP) is a valuable financial resource for qualifying Massachusetts homeowners. This state-funded program offers zero percent interest loans of up to $50,000 to a...

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Did you know the Home Modification Loan Program could help fund an ADU?

BOSTON (August 9, 2023) – In INSITES this week: Making it easier for families to create and modify accessory dwelling units (ADUs) helps support a comprehensive approach to the affordable housing shortage in Massachusetts. The growth of ADUs is a solution that enables multigenerational living in households where an elder prefers their own space, but still wants or needs ...

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Accessory Dwelling Units Can Address Accessibility Needs for Families

Accessory Dwelling Units (ADUs) are an increasingly popular way for homeowners and communities to respond to the affordable housing crisis by increasing the supply of housing.  ADUs can also be used to address the accessibility needs for families. They provide an option for multiple generations of a family to live in closer proximity to one another while maintaining their...

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