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CEDAC Announces New Partners in Western Massachusetts to Expand Access to the Home Modification Loan Program

BOSTON (January 13, 2023) – In INSITES this week, CEDAC announced today that the Commonwealth of Massachusetts’ Home Modification Loan Program (HMLP) has reconfigured its “Western Massachusetts” area into four sub-regions in an effort to better reach and serve homeowners in these communities. HMLP is a state-funded loan program that provides no-interest loans to t...

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Accessory Dwelling Units Can Address Accessibility Needs for Families

Accessory Dwelling Units (ADUs) are an increasingly popular way for homeowners and communities to respond to the affordable housing crisis by increasing the supply of housing.  ADUs can also be used to address the accessibility needs for families. They provide an option for multiple generations of a family to live in closer proximity to one another while maintaining their...

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Perseverance and Resilience in a Time of Crisis: Announcing CEDAC’s 2020 Annual Report

CEDAC is excited to share our FY20 Annual Report, which highlights how we’ve helped our non-profit community partners continue to develop affordable housing and child care facilities across the Commonwealth. Despite the many hardships caused by the pandemic, the community development sector has demonstrated remarkable resiliency and perseverance in moving forward and sup...

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State-Funded Home Modification Loan Program Surpasses 3,000 Loans

The Home Modification Loan Program (HMLP) recently celebrated an important milestone, surpassing its 3,000th loan. As of June 30th, HMLP has committed a total of 3,195 loans. These loans have helped many Massachusetts residents make essential modifications to their houses that allow their household members with physical and cognitive limitations to remain at home. A sta...

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Did You Know: Home Modification Loan Program Can Benefit Individuals with Autism and Dementia?

Established by the State Legislature in 1999, Home Modification Loan Program (HMLP) is a lending program that finances housing adaptations or modifications to improve accessibility for seniors and individuals with disabilities. These modifications allow the household member to live more independently in the community. CEDAC works in cooperation with the Massachusetts Rehab...

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