CEDAC is excited to share our FY20 Annual Report, which highlights how we’ve helped our non-profit community partners continue to develop affordable housing and child care facilities across the Commonwealth. Despite the many hardships caused by the pandemic, the community development sector has demonstrated remarkable resiliency and perseverance in moving forward and sup...

The Home Modification Loan Program (HMLP) recently celebrated an important milestone, surpassing its 3,000th loan. As of June 30th, HMLP has committed a total of 3,195 loans. These loans have helped many Massachusetts residents make essential modifications to their houses that allow their household members with physical and cognitive limitations to remain at home. A sta...

It’s hard to believe but CEDAC’s blog, INSITES, turns one year old this week.  We’ve been astounded by the positive response we’ve received from so many who are regular readers of the blog.  So thank you all for supporting us! First, we wanted to share where the name INSITES came from.  More than a year ago, when we were in the process of developing the blog,...

  Home Modification Loan Program (HMLP) is a state-funded loan program first enacted by the Legislature in 1999 to assist homeowners and small landlords finance home accessibility improvements. The program funds modifications such as ramps and lifts, hardwired alarm systems, fencing, bathroom and kitchen adaptations, and the creation of sensory spaces and accessory...

Reflecting on the last twelve months, the housing and community development sector in Massachusetts has accomplished much in our efforts to build strong communities. We are proud of both CEDAC’s contributions and the work of our non-profit community partners. These partners are the backbone of the Commonwealth’s robust community development sector and its achievemen...