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The Home Modification Loan Program Could Be Right for You

BOSTON (June 28, 2023) – In INSITES this week: The Home Modification Loan Program (HMLP), a state-funded loan program administered by CEDAC, the Massachusetts Rehabilitation Commission (MRC), the Executive Office of Housing and Livable Communities, and 10 regional agencies, helps Massachusetts households finance home accessibility improvements making it possible for individuals with disabilities and older adults to remain in their own homes and communities. Since its inception over 20 years ago, the program has helped over 3,000 Massachusetts residents make modifications and additions to their homes to provide a greater quality of life for themselves and their families.

See first-hand in the following videos the unique ways in which two different families were able to utilize the program in a manner that catered to their specific needs. In each case, the program delivered vital financing that allowed these families to provide necessary accommodations for family members with physical and mental health conditions.

These two examples represent a small sampling of what can be achieved through an HMLP loan. The state funded loan program also provides financing to homeowners and small landlords for necessary home modifications such as:

• Ramps and lifts
• Kitchen and bathroom adaptations
• Sensory integration spaces
• Fencing
• Hand rails
• Brighter lighting
• Widening of doorways
• Flooring renovations
• Creation of additional living space, including accessory dwelling units or in-law apartments

If you think a loan through HMLP could be right for you or your family, visit or contact Susan Gillam at 1-866-500-5599.


Categories: CEDAC, HomeMod

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